Drowning in debt?
We'll help you breathe again.

OUR VALUE

We Can Help With

CREDIT CARD BALANCES
LINE OF CREDIT OUTSTANDING
OVERDRAFTS
PAY DAY LOAN OUTSTANDING
INCOME TAX OUTSTANDING FROM CRA
PERSONAL LOAN OR SMALL LOAN OUTSTANDING
STORE CREDIT CARDS OUTSTANDING
PHONE OR UTILITY BILLS OUTSTANDING
PAST COLLECTIONS

Steps to a Debt-Free Life

1

Book your free consultation


2

We will discuss the best debt-relief options for you.

3

We speak to your creditors and look after all the paperwork.

4

Start living your best life debt-free, with confidence.

Business professionals working together

Why XCredit?

✓ Helping Canadians find financial freedom for two decades
✓ Consumer proposal approvals at an industry-leading 99%
✓ Our clients finish strong with exceptional success rates
✓ Every solution is tailored to your needs
✓ Learn. Grow. Take control — we equip you for life

Choose Xcredit. It's worth it.

What Our Clients Say about us

★★★★★

"XCredit helped me get out of debt faster than I ever thought possible! Their team was professional and supportive throughout my journey."

- John D.
Debt-free since 2024
★★★★★

"Their team was so helpful and understanding. They created a personalized plan that actually worked for my situation."

- Sarah M.
Reduced debt by 60%
★★★★★

"I'm finally debt-free thanks to XCredit's amazing program! I never felt judged and they treated me with respect."

- Michael R.
Debt-free since 2023
★★★★★

"After struggling with credit card debt for years, XCredit helped me consolidate everything into one manageable payment."

- Emily L.
Credit score improved by 150 points
★★★★★

"The financial education they provided was invaluable. Not only did they help with my debt, but they taught me better money habits."

- David K.
Completed program in 2024
★★★★★

"I was skeptical at first, but their 99% acceptance rate was true. They helped me when no one else would."

- Patricia W.
Debt reduced by 45%